Founded in 1847, Penn Mutual is one of the oldest mutual life insurers in the United States. The company provides life insurance and annuity products through a network of producers and financial advisors. It offers a full range of variable insurance products, such as domestic and international stocks, bonds, hybrid funds, and asset allocation accounts. The life insurance options offered by the company include term, whole, variable, universal, joint and survivorship life insurance. It provides various annuities, such as deferred, immediate, enhanced credit variable, single and flexible, retirement planner, and death benefit annuities. In addition, the company provides estate, business and retirement planning, and wealth accumulation services. Penn Mutual Life Insurance is located in Edison, N.J.