Winston Ouckama | Alterra Home Loans

Home is a place to hang our hat, lay our head, spend time with friends and family, or enjoy on our own. Home is where our personal stories are written and where our memories are made. Home drives our pride, satisfaction, and helps to build and improve communities. It is an investment that enables you to grow long term wealth and even generational wealth. At Alterra Home Loans, we want you to experience the magic of being a homeowner.

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Parsippany, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #414098 | Branch NMLS #2665267

Joseph Ciullo at Northpointe Bank strives to bring value to customers by offering client focused financial products and services. Northpointe Bank does this by empowering our employees to exceed our customer expectations, delivering convenient innovative technology, and supporting our employees and the communities we serve.