ACCION New Mexico, established in 1994, is a nonprofit organization providing access to business credit, making loans and offering training to emerging entrepreneurs. The organization offers loans between $200 and $50,000 and provides training to self-employed individuals who have limited or no access to traditional business credit. The association uses a stepped lending model in which clients start with a relatively small first-time loan. Once clients establish a strong repayment history, they may apply for larger loans. The organization reviews each loan request on a case-by-case basis. It also provides online resources on various loan-providing associations. ACCION New Mexico has its headquarters in Albuquerque, N.M.