Bank of Holland has offices in Holland and East Aurora, N.Y. The bank offers certificates of deposit and advantage, basic, business, regular, NOW, senior and student checking accounts. It also provides Visa gift cards, conventional, construction, home equity lines of credit and vacant line mortgages, mobile homes, recreational vehicle and automobile loans, business lines of credit, installment loans and SBA guaranteed loans and NYBDC participation. The bank also provides traditional, roth and educational individual retirement accounts and electronic transfer, holiday club savings, money market savings, passbook savings and statement savings accounts. BH also provides ATM cards, bank-by-mail services, certified checks, check reorders, the Master Money card, merchant services, money orders, night depository, overdraft protection, safe deposit boxes, telephone banking, travelers checks, United States savings bonds and Visa credit cards.