Empire National Bank is a financial institution that provides a range of banking products and services. It offers personal and business banking services. The bank also provides cash management and lending services. Empire National Bank offers a variety of checking, savings and individual retirement accounts. It also provides certificates of deposit and money market accounts. The bank s cash management services include remote deposit, lockbox processing, account reconciliation, attorney escrow management and online bill payment. Empire National Bank provides personal installment, automobile, home equity and residential mortgage loans. It also offers commercial loans for land acquisition and development and, equipment, vehicle and real estate financing. The bank is a member of the Federal Deposit Insurance Corporation.