Established in 1999, the Development Bank of Japan offers long-term financing and lending services. The bank provides loans with fixed- and variable-rate interest options. It also offers health care funds and real estate trust beneficiary rights for medical and nursing facilities. The Development Bank of Japan underwrites private bond placements. It provides senior and mezzanine loans and participates in projects through equity investment. In addition, the bank offers debtor-in-possession financing options. The Development Bank of Japan provides subordinated loans, subordinate corporate bonds, preferred and classified shares and hybrid securities. The bank offers advisory services to optimize risk burdens in various businesses. Its clients include Plant Company, Takeda General Hospital, USJ Company and The Dowa Group.