Founded in 1866, Community Bank is a wholly owned banking subsidiary of Community Bank System. The bank provides a range of deposit products, including checking, savings, money market and individual retirement accounts. It offers various lending options that include consumer installment, home equity, and land and business loans. Community Bank provides equipment leasing services for various business needs, such as computers, office furniture and telecommunications equipment. It provides debit and credit cards for personal and commercial use. The bank also offers savings bonds, safety deposit boxes and certificates of deposit. Its additional services include cash and loan sweep services, Internet and phone banking, ATMs, zero balance accounts and direct deposit. In addition, it offers farm package and cattle and real estate loans. The parent banking company is a full-service financial institution that offers a range of consumer, business and financial services. Community Bank is headquartered in DeWitt, N.Y., and has several locations in Canton, N.Y.