Mortgage Concepts is a mortgage-banking firm serving the lending needs of real estate professionals, builders and individual homebuyers. It is a full-service mortgage banker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. Throughout the lending process, the company provides regular loan updates and progress reports so clients always know the status of their loan. MC also offers a special mortgage manager service for those considering refinancing their mortgage. Mortgage Concepts is a New York state licensed mortgage banker serving Long Island and the metropolitan area since 1994.