Emigrant Savings Bank, founded in 1850, credit and debit cards. The bank provides checking, money market, individual retirement and savings accounts. It offers adjustable and fixed rate mortgages. The bank provides employer pension plans. Emigrant Savings Bank also offers certificates of deposit. The bank manages Emigrant Mortgage Company, which is licensed to offer home loans in more than 20 U.S. states. It operates a wealth management division, New York Private Bank & Trust. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. In addition, it provides online banking services. The bank manages over 30 branches in New York. Emigrant Savings Bank s subsidiaries include Emigrant Funding Corporation and Emigrant Financial Services.