Created in 1968 under the laws of the state of New York to meet the basic insurance needs of the public, the New York Property Insurance Underwriting Association provides a full slate of residential and commercial building insurance coverage. Specific coverages include fire, windstorm, lightning, explosions, hail, riot, civil commotion, aircraft, vehicles, smoke, vandalism, malicious mischief and sprinkler leakage. In addition, the company s insurance packages cover additional living expenses, loss of rental income and loss of mercantile, non-manufacturing, manufacturing, mining and leasehold interest income. The New York Property Insurance Underwriting Association is one of the largest Fair Access to Insurance Requirements-designated agencies in the United States. The company maintains its headquarters in New York.