Gates Chili Federal Credit Union Ours is a full-service credit union offering a broad range of financial services. Meeting member needs is our highest priority.We have served the employees of Gates Chili School District since 1964, and the entire Gates Chili community since 1999. Gates and Chili are suburban towns on the western edge of Rochester, NY. If you live or work in Gates or in Chili, you are eligible to join our credit union. You are also eligible for membership if any member of your immediate family or any member of your household is a member of our credit union.