The AmeriCU Credit Union is a financial institution that offers a line of lending and depository products. Chartered in 1951, the union serves more than 100,000 members throughout central and northern New York. It provides a range of savings and checking accounts. The AmeriCU Credit Union offers certificates of deposit. The union also provides individual retirement and health savings accounts. It offers 24-hour telephone banking services. The union provides overdraft protection and debt consolidation solutions. It offers personal and home equity loans, as well as several mortgage options. The AmeriCU Credit Union operates a wholly owned subsidiary, AmeriCU Services, which provides employee benefits plans.