Adirondack Regional Federal Credit Union provides a wide range of financial services in Essex, Franklin and Clinton counties of New York. It provides savings and checking accounts, online check ordering services, senior citizens accounts, business checking accounts and certificates of deposit. It also offers uncertificated accounts, individual retirement accounts, ATM, credit and debit cards and online banking services. Its additional services include a wide variety of loans and mortgages, including Federal Family Education Loan Program and small business loans. It is affiliated with the Lake Placid Chamber of Commerce and Whiteface Mountain Visitor Bureau. Headquartered in Tupper Lake, N.Y., it has branch locations in Plattsburgh, Potsdam, Saranac Lake and Wilmington, N.Y.