Hometown Bankcorp is a federally chartered savings and loan holding company for Walden Federal Bank. Hometown Bankcorp offers a spectrum of financial services and investment management products for businesses, institutions and individuals. The company provides business lending, leasing and financing services, as well as home equity, mortgage, commercial, business, personal and educational loans. Through its Investment Services Center, it offers fixed and variable annuities, mutual funds, college savings plans, business retirement solutions and individual retirement accounts. Hometown Bankcorp's business segment provides checking and savings accounts and merchant card and funds settlement services. The company maintains a location in Walden, N.Y.