New York Commercial Bank, formerly known as Long Island Commercial Bank, provides a wide range of financial services to consumers and businesses. The bank offers checking, savings and money market accounts, certificates of deposit, retirement plans and debit cards. Its lending capabilities include construction, term, commercial and real estate loans, as well as letters of credit. New York Commercial Bank assists businesses with cash management, merchant services, lockbox processing and credit cards. The bank s online module enables customers to access accounts, pay bills and customize financial activities. It is a member of the Federal Deposit Insurance Corporation. New York Commercial Bank is a subsidiary of New York Community Bancorp. The bank has more than 10 banking offices, including a location in Islandia, N.Y.