Kim, Keun-Tae Agt

Fidelity National Title Insurance Company is a real estate services company that provides title insurance and escrow services throughout the United States. The company offers underwriting and closing services to residential, commercial and industrial clients, lenders, developers, attorneys, real estate professionals and consumers. Its other services include reconveyances, recordings, flood certifications, credit reporting and attorney services. The company also provides exchange intermediary, real estate information and technology, and foreclosure publishing and posting services. It additionally offers specialty finance services, such as funding, purchasing, selling, securitizing and servicing equipment leases for a broad range of businesses. Founded in 1848, the company is located in New York City.

Syncora Guarantee, formerly known as XL Capital Assurance, is an operating subsidiary of Syncora Holdings Limited. Syncora Guarantee provides primary financial guarantee insurance for clients in the U.S. and international capital markets. It manages offices in the state of New York in United States, as well as London. The company delivers credit enhancements for the obligations of debt issuers globally. It guarantees U.S. municipal bonds, asset-backed securities and debts backed by utilities and infrastructure projects. Syncora Guarantee also guarantees a range of specialized risks, including future flow securitizations, bank deposit insurance and collateralized debt obligations. Additionally, the company offers assistance with traditional and structured public finance transactions.

The Travelers is one of the leading providers of property casualty insurance and surety products and of risk management services to a variety of businesses, organizations and individuals. The company reported 2004 revenues of nearly $23 billion and total assets of more than $110 billion. The Travelers Companies products are distributed primarily through United States independent-insurance agents and brokers. The Travelers is headquartered in New York, NY with operations in Hartford, Conn. The company also has offices in the United Kingdom, Ireland and Canada. It is traded on the New York Stock Exchange under the ticker symbol TRV.