Established in 1906, Bank of Granite offers a range of financial products and services for customers. The bank provides certificates of deposit and checking and savings accounts for personal and business clients. It offers transaction processing and money and wealth management solutions. Bank of Granite also provides overdraft protection, direct deposit and merchant card processing services. The bank offers Internet banking services that include bill payment, balance checking and funds transfer options. It provides money orders and official and traveler s checks, as well as credit cards. Bank of Granite is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.