BB&T Corporation is a financial holding company that provides business and personal banking solutions. It manages $152 billion in assets and offers checking and savings accounts. The bank also offers individual retirement accounts, certificates of deposit, and check and credit cards. It also provides home equity, vehicle, and deposit and investment secured loans, as well as mortgages. The bank s international services include export financing, foreign check processing and 24-hour trading. It additionally offers auto loan, budgeting, payroll, and estate and income tax calculators. The bank operates approximately 1,500 financial centers through its subsidiaries in the Virginia, Kentucky, Georgia, Maryland, Tennessee, West Virginia and Florida. BB&T has acquired more than 60 community banks and nearly 80 insurance agencies and 35 nonbank financial services companies. BB&T Corporation also provides online and mobile banking services. Its subsidiaries include BB&T Financial. It is a member of Federal Deposit Insurance Corporation and an Equal Housing Lender.