First Carolina State Bank is a full-service bank with full-service branch offices throughout North Carolina. The bank has been part of Nash and Edgecombe counties since opening its doors in November 2000. Personal banking options the bank provides customers with include checking accounts, savings accounts, certificates of deposit, money market accounts, and debit and automated teller machine cards. Business banking products include business checking accounts, small business checking accounts, savings accounts, certificates of deposit, money market accounts and cash management services. It also offers a full mortgage product line that includes conventional fixed-rate, adjustable rate, Federal Housing Association, Department of Veterans Affairs and JUMBO mortgages. First Carolina State Bank maintains a location in Rocky Mount, N.C.