The Members Credit Union, also known as MCU, offers a range of financial products and services. It is a member-owned financial cooperative that provides a variety of checking and savings accounts. The credit union also offers automobile, computer, land, vacation, and home equity and refinancing loans. The Members Credit Union maintains a network of more than 15 branches and ATMs throughout North Carolina. It provides retirement, estate, investment and insurance planning solutions through Members Financial Services. In addition, the credit union offers safe-deposit boxes and family security plans. The Members Credit Union works in collaboration with WR Starkey Mortgage. The credit union operates MEMCU Insurance.