Founded in 1935, First Bank is a financial institution that offers personal and business checking services. It provides savings, individual retirement and money market accounts and direct deposit, electronic remittance, payroll, check protection and wire transfer services. The bank offers health, life, dental and vision, short- and long-term disability and compensation insurance. First Bank also provides personal insurance for automobiles, recreational vehicles, watercraft and valuable items. It additionally offers mortgage protection, homeowners and flood insurance. The bank provides ATM, debit and credit cards, letters of credit, certificates of deposit, commercial mortgages and construction loans. First Bank is a member of the Federal Deposit Insurance Corporation and is a holding company of First Bancorp.