Branch Banking and Trust Company is a full-service financial institution. One of the United States largest financial holding companies, BB&T has more than 28,000 employees at approximately 1,400 locations in more than 10 states and Washington, D.C. The company got its start in the latter part of the 19th century. In 1913, the bank s charter was amended to change the name to Branch Banking and Trust Company, and the company finally came to be known as BB&T. Personal services include checking accounts, mortgages, home equity, tax preparation, savings accounts, auto loans, certificates of deposit, personal loans, individual retirement accounts, investment services, check cards, asset management, credit cards, online services and insurance. Business services include asset management, capital markets and partners, check cards, checking and savings accounts, commercial lending, credit cards, commercial finance, institutional services, insurance, international services, leasing, merchant services, payroll, small business loans and mortgages and treasury services. BB&T Company has a location in Winston-Salem, N.C.