Welcome to KodaBank We are proud to announce the merger of two great banking institutions, Drayton State Bank and Bank of Minto. Our name might be new but our roots run deep. Since 1881, our people have provided professional banking services to individuals, farms, and small businesses in our region, making us the banking institution with the second oldest history in North Dakota. Our longevity and success can be attributed to our simple philosophy of offering quality lending and deposit products with courteous, honest customer service. For nearly 130 years we have been an independent, locally owned community bank. We've seen our share of market ups and downs but our support of our customers has never wavered--and it never will. We continue to manage our business locally, meaning our lending and deposit decisions are made right here by people who live and work alongside our customers. The strength of KodaBank lies in the deep relationships we have developed over time. Our customers know us and trust us. Many of our bankers have lived here for generations, so we know well the communities in which we serve. As a respected source for financial information and solutions, we can offer expert advice on financial matters as they arise. We are excited to share with you the news of our merger and we look forward to serving you for another century or more.