Established in 1902, Western State Bank is a full-service financial institution that offers a range of depository and lending products. It provides personal, checking, savings and individual retirement accounts. The bank offers online and telephone banking services, as well as ATM and credit cards. Western State Bank also offers a variety of personal and commercial loans. It offers several investment options, such as agriculture, homeowners, life and health insurance plans thorough Farmers Home Group, St. Paul Travelers, Farmers Alliance and Dairyland. Headquartered in Devils Lake, N.D., the bank issues deposit certificates. Western State Bank maintains one of its locations in West Fargo, N.D.