American Federal Bank is a financial institution offering various banking, insurance and investment products and services. Its range of personal financial services include checking and savings accounts, loan programs, and certificate of deposits. The bank offers a variety of business services, such as insurance plans, online banking, business credit card programs, direct payroll deposits, combined statement of accounts, and money market savings and business partner checking accounts. Its loan programs provide credit for business equipment, working capital, livestock, agricultural machinery and real estate. The bank also provides customized financial services for businesses, farms and individuals. American Federal Bank is headquartered in Fargo, N.D., and has various branches throughout North Dakota and Minnesota. It has a subsidiary, American Federal Investments, offering a variety of investment options to customers.