Nodak Mutual Insurance Company was founded to protect farmers and ranchers from the natural disasters they faced in their business. Its founders basic objective was to offer property insurance protection and services at a reasonable cost to farm bureau members. Nodak Mutual has expanded the tradition set forth by its founders and now offers a diverse portfolio of products that include home, farm and ranch, auto, business, crop-hail, life, long-term care, health, securities and annuities. Additional services offered by Nodak Mutual include a youth driving program and a defensive driving four-hour course intended to promote safe, defensive driving among North Dakota residents, reduce auto accidents and fatalities and increase public awareness. The company is headquartered in Fargo, N.D.