Mutual Federal Savings Bank offers a range of personal and business savings and checking accounts. It provides free and interest checking accounts. Mutual Federal Savings Bank offers a line of credit that allows customers to obtain additional cash through a checking account. It provides a variety of short- and long-term savings options, including business certificates of deposit and individual retirement accounts. It also provides a variety of business, consumer and mortgage loans. Additionally, it offers payroll direct deposit options for employers. Mutual Federal Savings Bank maintains a location in Sidney, Ohio.