RT Mortgage, located in Middletown, Ohio, is a mortgage lending firm, and offers a wide variety of financial programs and services to customers. It provides various home loan programs, including purchase, refinance, and debt consolidation and home equity loans programs. The firm also offers customized second mortgages, construction loans and home improvement loans. RT Mortgage offers a variety of loan products, including 100 percent financing, stated income, and fixed- and adjustable-rate mortgage products. The firm also provides various standard and introductory adjustable-rate mortgage products, including six-month certificates of deposit, one-year treasury spot, and six-month, and 12-month treasury average adjustable-rate mortgage products. It additionally provides reverse and balloon mortgages.