First Citizens Financial Group is a financial institution that offers bonds, stocks, brokerage accounts, government securities, mutual funds and annuities. It provides retirement, tax, profit sharing and wealth management services. The group also offers disability income, life and long-term care insurance plans. First Citizens Financial Group provides stock option, social security and pension planning services, as well as certificates of deposits. The group offers savings, asset, marginal tax, mortgage loan and emergency savings calculators. It is a part of First Citizens National Bank, which provides checking, money market and savings accounts. The bank additionally offers installment, real estate and home equity loans. First Citizens Financial Group maintains one of its locations in Upper Sandusky, Ohio.