Advantage Bank provides savings and checking accounts, Internet banking, business savings accounts, debit and credit cards, and worldwide ATM access. The bank also offers safe-deposit boxes, night depository, notary services, telephone banking, direct deposit, automatic loan payment, money orders, traveler s checks and wire transfer services. It provides its customers investment guidance and ongoing account management to support financial strategies, overdraft protection, business cash management services securities, and insurance products. Its additional services include United States savings bonds, automobile and home loans, construction and property loans, and business and personal loans. Advantage Bank has facilities in Spencer, Midwest City and Harrah, Okla.