Opened for business 1900, The First National Bank & Trust Company of Miami has served Miami, Okla., and the surrounding area for more than 100 years. The bank was founded on the theory of community development and usefulness. Being a locally owned community bank, it understands its role in supporting the efforts to build a better and more prosperous Ottawa County. The bank offers a variety of services, such as deposit accounts, certificates of deposit and individual retirement accounts, loans, trust and investment services, banking services and financial calculators. The bank also offers 24-hour banking and Internet banking options to its customers. The First National Bank & Trust Company of Miami has headquarters in Miami, Okla.