Established in 1982, Valley National Bank offers several personal and commercial banking services. The bank provides checking, individual retirement and savings accounts and certificates of deposit. Valley National Bank offers Internet banking services, such as online bill payment. The bank provides an online financial calculator that helps clients calculate monthly loan payments. Valley National Bank offers safe deposit boxes and real estate development, equipment and construction loans. The bank is a member of the Federal Depository Insurance Corporation. Valley National Bank provides several cash management services, as well as zero balance accounts. The bank offers check verification and equipment sales services.