Established in 2007, CenterPointe Community Bank is a locally owned and operated financial institution that offers a range of financial products and services to individuals and businesses. It offers certificates of deposit and savings, checking and individual retirement accounts. Additionally, the bank provides debit and credit cards, ATMs, money market accounts and savings bonds, as well as wire transfer services. Its online services include personal e-mail accounts, account statements, and bill payments and transfers. The bank offers overdraft protection, direct deposit, cash management and night depository services. Additionally, CenterPointe Community Bank offers auto, personal, home equity, agricultural, commercial real estate and construction loans.