Beaver Valley Federal Credit Union is one of Pennsylvania's largest member-owned and operated credit unions. The credit union serves more than 14,500 members and has more than 37 employees, with its main office in Beaver Falls, and branch office in Bridgewater, Pa. The credit union s products and services include regular share account, Christmas Club, Vacation Club, individual retirement accounts, share certificates, choice of two checking options, personal check reordering, Visa check card, over-draft protection and senior and college student discounts. NCUA deposit insurance, free accidental death and dismemberment insurance, life and disability insurance, direct mail products from CUNA mutual insurance society, student loans, consumer loans, real estate loans, home equity line of credit, Visa credit card and special loan promotions are some of the other services provided by the credit union. Beaver Valley also offers asset protection coverage on all vehicle loans.