Founded in 1893, Muncy Bank Financial is a Pennsylvania-based financial institution. It is the holding company of The Muncy Bank and Trust Company, which is a state-chartered commercial bank. The Muncy Bank and Trust Company offers a variety of deposit, investment, trust and wealth management services. The bank provides several personal and business banking options. It offers free, regular, advantage, interest and prestige checking accounts. The Muncy Bank and Trust Company also provides certificates of deposit and individual retirement accounts. The bank offers commercial, industrial, residential and personal loans. It additionally provides various life insurance polices and retirement plans. The Muncy Bank and Trust Company is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.