The South Carolina Department of Consumer Affairs works to regulate the consumer credit marketplace in South Carolina. The department resolves complaints related to the production, promotion and sale of consumer goods and services. It provides public education and information programs to educate the consumers about credit practices and problems. The department monitors existing regulations, rate structures and policies. The South Carolina Department of Consumer Affairs licenses and registers motor clubs, pawnbrokers, mortgage loan brokers and continuing care retirement communities. The department maintains a legal division that investigates consumer-related law violations. Its consumer advocacy division provides legal representation of the consumer interests before state and federal regulatory agencies. The South Carolina Department of Consumer Affairs is located in Columbia, S.C.