Established in 1999, Southern First Bank offers a range of depository and lending products and services. It offers a variety of personal accounts that include checking, savings, money market investment and individual retirement accounts. The bank also offers small business checking accounts for sole proprietors, nonprofit associations, corporations, partnerships and limited liability companies. It provides business clients a range of additional products that include loans, lines of credit, sweep accounts, credit cards, safe deposit boxes, letters of credit, and American Express gift and travel cards. Southern First Bank is owned by Southern First Bancshares and maintains an office in Greenville, S.C.