Dacotah Bank is a financial institution that provides a range of lending and depository products. The bank offers checking, money market, individual retirement and savings accounts, as well as certificates of deposit. It provides auto, student, boat, agricultural and real estate loans. Dacotah Bank also offers safe-deposit boxes and gift, credit, debit and travel cards. The bank provides estate and retirement planning and money, farm and trust management solutions through Dacotah Trust. In addition, it provides merchant, overdraft protection, direct deposit, and Internet and telephone banking services. Dacotah Bank is a subsidiary of Dacotah Banks, which is a locally owned bank holding company. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.