Founded in 1993, Valley Bank provides checking and savings accounts and personal and business loans. The bank offers several mortgage and loan options for the purchase of vehicles and homes. It provides online banking, money management, financial consultation, and trust and estate planning services. In addition, Valley Bank offers debit, credit and gift cards. It also provides certificates of deposit and various retirement plan solutions. Valley Bank offers cash management services that include managing automated payments and collections, escrow account and lockbox services. Additionally, it provides check cards for its individual and business clients throughout the state of Iowa. The bank is a member of the Federal Deposit Insurance Corporation.