Black Hills Federal Credit Union, founded in 1941, is a nonprofit community chartered financial cooperative offering a wide range of products and services to its members. It offers loans for new and used vehicles, personal computers, recreational vehicles, home improvement and mobile homes. It also offers business loans and first mortgage services, signature loans, student loan program, dealer direct financing, home equity and insurance protection services. The credit union s checking and savings services include business checking packages, savings accounts, certificates, individual retirement accounts and online reorder checks services. It offers a wide range of convenience services that include online bill payment, electronic statement, telephone account access, online calculators, ATM cards, direct deposit, payroll deduction, automatic transfer and accidental death and dismemberment insurance. Black Hills Federal Credit Union is located in Rapid City, S.D.