Established in the November of 1978, People's Bank and Trust Company is an independent community bank. Located in Byrdstown, Tenn., the company is committed to providing financial services to the citizens of Pickett, Clinton, and surrounding counties. People's Bank and Trust Company s member services include phone, personal and business banking. The company offers additional services related to community center, financial tools, news and sports, stock quotes and weather. Upper Cumberland Bancshares is its holding company.