Founded in 1905, Security Bank and Trust is a locally owned bank that offers a range of financial services. The bank provides checking, savings and individual retirement accounts. It offers consumer, real estate, construction, home equity, boat, automobile and business loans. Security Bank and Trust also provides certificates of deposit. The bank offers online banking services that include access to account information, money transfer between accounts and bill payments. It provides telephone banking, direct deposit, safe-deposit boxes, overdraft protection, and cashier s and traveler s checks. The bank offers ATM and debit cards, as well as wire transfer and night depository services. Security Bank and Trust is headquartered in Paris, Tenn.