Wayne County Bank is a financial institution that provides a variety of personal and business banking products and services. The company s personal banking products include free and interest-bearing checking accounts, savings accounts, money market accounts, certificates of deposit, individual retirement accounts, student loans, fixed- and variable-rate mortgages, loans for home improvement and installment loans. Its business products and services include checking accounts and commercial loans. The company also offers debit cards, gift cards, several automated teller machines, and telephone and online banking. Through an alliance with Fiserv Investment Services, the bank provides brokerage services and an array of investment products. Wayne County Bank operates locations in Collinwood, Clifton and Waynesboro, Tenn.