First Alliance Bank is a locally owned, state-chartered commercial bank that offers a range of small business banking and real estate lending services. It provides business and personal checking, savings, money market and individual retirement accounts, certificates of deposit and commercial letters and lines of credit. The bank offers Internet and telebanking services. It also provides residential construction, automobile, personal, equipment, working capital and real estate term loans. The bank s additional services include ATM access, overdraft protection, bill presentment, remote deposit capture, lockbox, and automated payroll and debit. It provides debit cards and deposit boxes. With a location in Cordova, Tenn., First Alliance Bank also operates in Memphis and Oakland, Tenn.