J. Smith Lanier & Company is an employee-owned company that was founded in 1868. Currently, it is one of the largest privately owned insurance brokers in the United States. The company operates more than 15 branch offices and over five divisions. J. Smith Lanier & Company offers employee benefits, liability coverage, risk management, and commercial and personal properties insurance plans. It also provides pension and retirement planning and analytical, merger and acquisition support services, as well as workers compensation and accident claim policies. Its surety department offers various bond programs. Additionally, the company provides life, health, personal, disability, long-term care and property claim insurance plans. With a presence in Knoxville, Tenn., J. Smith Lanier & Company employs nearly 550 staff personnel. It has partnership with various companies, including Affiliated FM, the American International Group, Allianz, Amerisafe and the Builders Insurance Group.