Macon Bank & Trust Company is the subsidiary of Macon Banctrust Inc., which is located in Lafayette, Tenn. Founded in 1919, Macon Bank & Trust Company is a community financial institution operating through seven offices in three counties. It provides various lending, deposit and investment products. Some of the bank s deposit products include regular checking, community club, money market, Christmas club, certificates of deposit and individual retirement accounts. The bank sponsors various school functions and grants scholarships to students. It holds approximately $297 million as total assets. The financial entity is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender. Macon Bank & Trust Company received the 5-Star Superior rating from the BauerFinancial Inc. in 2008.