West Tennessee Bancshares is a holding company of Bank of Bartlett, which provides a variety of personal and business banking options. Founded in 1980, it is one of the largest community banks in Shelby County in Tennessee. The bank offers prime, preferred, free interest and university checking accounts. Bank of Bartlett provides signature, secured installment, automobile and construction loan programs. The bank s business division offers prime business checking, money market and savings accounts. Bank of Bartlett s automated clearing house allows electronic funds transfer between parties by replacing checks and wire transfers. Its specialties include a range of annuities, mutual funds, bonds and insurance plans. The bank additionally provides ATM and debit cards.