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EZCORP is a lender and provider of credit services to individuals who do not have cash resources or access to credit to meet their short-term cash needs. In more than 280 EZPAWN locations, the company offers non-recourse loans collateralized by tangible personal property, commonly known as pawn loans. At these locations, it also sells merchandise, primarily collateral forfeited from its pawn lending operations, to consumers looking for good value. In over 240 EZMONEY locations and more than 80 EZPAWN locations, the company offers short-term non-collateralized loans, often referred to as payday loans, or fee based credit services to customers seeking loans. EZCORP maintains its headquarters in Austin, Texas, and is publicly traded on NASDAQ under the ticker symbol EZPW.