Founded in 1968, ACE Cash Express provides a variety of financial services for individuals and businesses. It is one of the largest operators of check cashing and short-term consumer loan stores in the United States. The company offers check cashing, bill payment, money transfer, and direct deposit and payroll services. It additionally provides home loans and prepaid phone and debit cards, as well as offers money order services. The company provides services to more than 35 million customers through a network of over 1,700 company-owned retail and nearly 80 franchised stores. ACE Cash Express maintains operations in approximately 35 U.S. states and the District of Columbia.