United Central Bank was founded in 1987 to serve the banking needs of a community in Dallas. The bank has expanded into other Texas cities since that time and serves diverse communities. United Central offers a variety of services for personal and commercial banking needs, which include interest-bearing checking accounts, certificates of deposit, personal loans, commercial loans and small-business administration loans. The bank offers a multilingual staff to meet the needs of the multicultural communities it serves. Operating from more than six locations, United Central Bank has an office in Garland, Texas.